Financial Hub
Every money app in one place: long- and short-horizon market picks scored from real price history, a snowball-versus-avalanche debt planner, and a reseller's closet ledger.
Money you have, money you owe, money you make
Three different questions, and the apps are grouped by which one they answer. What they have in common is that every number is computed from something you can check: real price history for the picks, your own balances and rates for the debt plan, your own sale records for the ledger. Nothing is a recommendation and nothing here is investment advice.
Invest
Two horizons, one method: a transparent score built from real daily prices, with the inputs shown so you can disagree with it.
Long-Term Picks
The top ten stocks and top ten bond ETFs for a long-term retirement account, ranked by a transparent score computed from five years of real price history. Educational, not investment advice.
Short-Term Picks
The short-horizon companion to Long-Term Picks: the ten strongest momentum stocks plus the ten steadiest cash-parking ETFs, ranked from a year of daily prices. Educational, not investment advice.
Pay it down
Snowball against avalanche on your actual balances: the debt-free date, the total interest, and what the difference is worth.
Earn
A closet ledger for resellers: what an item cost, what it sold for, and what was left after the platform's cut.
Market data comes from public price feeds and can be delayed or wrong; the scores are arithmetic on that data, not a forecast. The planner and the ledger keep everything in this browser. Educational only, not investment, tax, or financial advice.